The VACEP Health Insurance Plan

Employer-Directed Health Insurance for VACEP members and groups

VACEP’s health insurance plan is designed for small and mid-size emergency medicine groups and large employers. We have partnered with the Virginia Society of Association Executives (VSAE) and dozens of other affiliated Associations to create leverage in the marketplace and volume-based discounts that are not otherwise not available to you.

For quotes, contact (either one):

The Benefits of VACEP’s Health Insurance Plan

leverage.

Buying in volume creates discounts. One of the differentiators of our plan is the collective volume of employees within the VSAE and its multiple member Associations, like VACEP. This allows us to achieve volume-based discounts for health insurance normally only enjoyed by large companies.

control.

The plan offers long-term cost stabilization, preserves benefits, and equips you with actionable data to design and drive a benefits strategy. The plan provides full transparency on all administrative fees, claims, and charges. In addition, an online portal gives members easy review and explanations of benefits.

Taking Back Control

The VACEP Health Insurance Plan offers favorable pricing, special underwriting provisions, aggregate accommodation, waiver of aggregate minimums, extended runout coverage, and the opportunity to receive a refund at the end of the plan year for unused premium dollars earmarked for paying claims. These favorable features are not always available to small and mid-size employers. 

How the plan began: AP Group (Asset Protection Group) and BeneFinder, two industry recognized leaders in employee benefits and other insurance services, have over 50 years of experience in working with small, medium, and large employers. Monty Dise, president of AP Group, and Lee Biedrycki, president of BeneFinder, formed a partnership in order to create a better healthcare solution for their clients. With the endorsement of many Associations, including the VSAE, the team offers a unique perspective into the needs of thousands of people and has the numbers needed to have leverage in the healthcare marketplace — leverage that no one association or employer has. 

• Small or mid-size group? We understand the premium increases and lack of plan customization that small to medium sized employers face. Our Level-Funded Employer Directed Health Plan is designed for Carriers and Allied Members with 10 or more employees enrolled in their health plan. We provide the network coverage and ease of administration of a fully insured plan with the savings and unique solutions that self-funding delivers.

• Large employer? For large employers that want to be self-funded, we offer a variety of stop-loss options, aggregate accommodations, and value-added benefits that allow employers to truly customize their Self-Funded Employer Directed Health Plan in order to recruit and retain the best qualified among us. 

  For more information, contact either: